Winter 2015

Header Photo of Granville Ferry, NS: Courtesy of Explorer Guide, Annapolis Royal Used with permission.

What better time for the Winter edition of our newsletter than right after winter rears it’s ugly head. I hope you’ve dug yourselves out of the snow — We’re looking forward to Spring already!

I’d like to start the company news by announcing an addition to the Trinity Wealth office: Victoria Holland, CMA. Vicki has joined the team as our accountant & tax preparer, and we are happy to inform you she is available for personal and corporate tax returns for the 2014 tax year. She has years of experience in private and public industries, specializing in the needs of small business owners, and is here to answer your taxation-related questions. See page 6 for her article outlining the tax-related deadlines for 2015.
Welcome, Vicki!

If you haven’t checked out our new website yet, now is the time. We’ve recently been featured on Yahoo! Finance Canada, as well as Slice media, and are happy to share our posts with Golden Girl Finance, a financial and lifestyle blog focusing on educating women on managing their wealth. Our educational resource centre is aimed to help Canadians become more financially literate, so feel free to share with your family and friends or suggest topics.

In this edition, on top of Vicki's deadline reminders, Rick looks back at the popular market speculation for 2014, who was right (at least almost), & the outlook for 2015; he compares RRSPs to TFSAs & suggests the best use for each; and Melissa advises U.S. and dual-citizens of tax filing requirements.


Market Watch 2015

Posted 06 Feb 2014 by Rick Irwin

Looking back on 2014, it was a year of surprises and contrasts. Specific to the global investment climate, once again the US stock market was notably stronger than other global markets, including Canada, as the sudden plunge in oil prices affected more resource-heavy economies disproportionately.

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TFSA vs. RRSP Part 1: Which Plan is Best?

Posted 21 Nov 2014 by Rick Irwin, CFP, CLU

There are many financial decisions before us as Canadians—do we pay down mortgage debt or invest in RRSPs? Take out a high-fee credit card with a loyalty program or a low-fee basic card? Which investment options should we choose to...

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File Your Taxes on Time! 2015 Deadlines

Posted 29 Jan 2015 by Victoria Holland, CMA

Most of us are aware of the reporting deadlines imposed on us as taxpayers. Yet, how often do we find ourselves scrambling at the last minute to get things filed on time? As another year unfolds and we juggle the...

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Cross-border Investment & Tax Planning

Posted 09 Dec 2014 by Melissa Allan

Whether you're a Canadian who resides temporarily in the United States or you're a dual-citizen of both Canada and the U.S., it's important for you to understand how both countries tax certain Canadian investments.

Some clients may have dual-citizenship, are...

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Will Planning Checklist

There are many decisions you will have to make when you draft a Will. If not thoroughly considered, some of these decisions can have unintended consequences. Here is a checklist of some of the issues that should be discussed before you make your Will...

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