There is no shortage of news to discuss lately, from North America to Europe and Asia. Our advisors have been fielding questions from clients regarding everything from the U.S. political environment, to the end of Canada Savings Bonds in the recent budget, to the election in France.
In this issue of our quarterly newsletter we have perspectives and resources from each of our team members to help you better understand the current investing environment and to educate on planning tools and tips.
Rick and Patricia both recently attended a conference with Fidelity Investments and heard from some of the managers of their pick of funds, including Mark Schmehl and Dan DuPont. Patricia shares some of their market views and comments on the political environment in the U.S.
In a bit of change of pace, Rick and I both share our perspectives on investing as a whole, covering the point of view of both an experienced financial advisor and of a beginner who only made my first mutual fund purchase 4 years ago (yet still years earlier than most of my peers)!
Investing isn’t the entirety of your retirement income puzzle. Canada Pension Plan payments can and should be factored in to your plans as well. Rick discusses the various situations that can affect your payments, depending on when you begin payments and whether or not you continue working while receiving CPP.
While the 2017 budget wasn’t as eventful as anticipated, it did spell the end of Canada Savings Bonds, about which we have had many questions. Rick explains what they were and how you can redirect your CSB contributions to a new investment to keep your financial goals on track.
Going back to the 2016 budget when Trudeau announced the new Canada Child Benefit, Melissa covers the basic elements of the benefit and who can expect to receive the payments.
Finally, for those that find themselves having trouble managing their cash flow, I introduce a simple formula that allows you to meet your cash needs and financial goals on track simultaneously.
As always, if you have any suggestions for articles or topics, we’d love to hear them!