Latest Post in Investments
Market Watch: July 2019

After a difficult close to the year, stock markets globally rebounded sharply in the first half of 2019, erasing the losses of Q4 2018 and...

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What is Socially Responsible Investing?

Posted 25 Jul 2019 by Rick Irwin, CFP, CLU

Part of the job of a financial advisor is to stay on top of trends...

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What Does Your Money Mean to You?

Posted 25 Jul 2019 by Natalie LeBlanc

Money is a tool. How you spend it, how you save it, and what it...

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Market Watch 2019: The Year Ahead

Posted 15 Feb 2019 by Rick Irwin, CFP, CLU

In contrast to last year’s consensus outlook that pointed to a synchronized global economic expansion,...

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Market Watch: 2018 in Review

Posted 13 Feb 2019 by Rick Irwin, CFP, CLU

Most investors will be quite happy to relegate 2018 to the history books. In fact,...

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Market Volatility Comments from Noah Blackstein

Posted 06 Nov 2018 courtesy of Noah Blackstein, CFA

On October 26th, 2018, Noah Blackstein, CFA, a portfolio manager at Dynamic Funds and manager...

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October 2018 Market Watch

Posted 25 Oct 2018 by Rick Irwin, CFP, CLU; Patricia Bell, PFP

While the Canadian markets haven’t fared so well this year, we have been far more...

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Perspectives on Volatility

Posted 25 Oct 2018 by Rick Irwin, CFP, CLU

Looking at the attached chart, which shows the annual returns for the US stock market...

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Will your emotions hijack your investment strategy?

Posted 25 Oct 2018 by Patricia Bell, PFP

The behaviour of the markets is generally cyclical, and therefore our reactions to that market...

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The Four Types of Investment Risk

Posted 25 Oct 2018 by Natalie LeBLanc

When we think about risk, lots of potential situations could come to mind. Repairing a...

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August 2018 Market Watch

Posted 02 Aug 2018 by Rick Irwin, CFP, CLU; Patricia Bell, PFP

The theme of the markets seems to be “uncertainty” as trade regulations and relationships around...

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How to Avoid TFSA Over-contribution

Posted 29 Jun 2018 by Natalie LeBlanc

In 2009 the Canadian government introduced the Tax-Free Savings Account (TFSA) to help Canadians grow...

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May 2018 Market Watch

Posted 16 May 2018 by Rick Irwin, CFP, CLU; Patricia Bell, PFP

The recent volatility of the world markets follows a period of steady growth that was,...

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December 2017 Market Watch

Posted 14 Dec 2017 by Rick Irwin, CFP, CLU

We can look back on 2017 as being a fairly successful year, investment wise. Despite...

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Vetting Your Investment Manager

Posted 11 Oct 2017 courtesy of Scott Pountney, Empire Life

Now that the digital age is upon us, we’ve become experts at comparing various products...

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August 2017 Market Watch

Posted 10 Aug 2017 by Rick Irwin, CFP, CLU; Melissa Allan

Fluctuations in the Canadian dollar made for an interesting 2nd quarter of 2017 for Canadian...

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Disruptive Technology’s Role in Investing

Posted 25 May 2017 courtesy of Capital Group

Emerging technologies and innovation are creating new products and business models that are disrupting the...

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Investing Perspectives

Posted 11 May 2017 by Rick Irwin, CFP, CLU; Natalie LeBlanc

Investing your hard earned money is a decision that takes careful thought and planning, and...

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May 2017 Market Watch

Posted 11 May 2017 by Melissa Allan; Patricia Bell, PFP

Concerns about the future of North American trade regulation and tax reform are growing along...

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The End of Canada Savings Bonds

Posted 06 Apr 2017 by Rick Irwin, CFP, CLU

The recent federal budget was fairly uneventful, with no new significant tax measures and limited...

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Navigating your new Quadrus Statement

Posted 09 Feb 2017 by Natalie LeBlanc

Your 2016 mutual fund statement with Quadrus will be a bit different than the statements...

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Realizing the Value of Advice

Posted 27 Jan 2017 by Rick Irwin, CFP, CLU; Lorna Maughan; Melissa Allan; Patricia Bell, PFP

Take a closer look at the annual statement you will soon receive for your mutual...

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Protect Your Financial Future with a Pro

Posted 06 Jan 2017 courtesy of Advocis

If you have never worked with a financial advisor, you may be asking yourself if...

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The Post-Election Markets

Posted 08 Dec 2016 by Rick Irwin, CFP, CLU

A week ago, much to the surprise of stock market analysts, the media, pollsters and...

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September 2016 Market Watch

Posted 21 Sep 2016 by Rick Irwin, CFP, CLU; Patricia Bell, PFP; Melissa Allan, Lorna Maughan

After a sharp, but short, sell off at the end of June in the wake...

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Using Disability Savings Plans for Education

Posted 21 Sep 2016 by Lorna Maughan

If your child qualifies for the Disability Tax Credit, an RDSP might help with the...

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Implications of Brexit Vote

Posted 12 Jul 2016 courtesy of Sandra Boyd, Great-West Life

In an historic and unprecedented move the people of Britain voted to leave the European...

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Trinity's Team Market Watch

Posted 22 Jun 2016 by Rick Irwin, CFP, CLU; Patricia Bell, PFP; Melissa Allan; Lorna Maughan

Markets the world over have recovered somewhat over the past few months after a rocky...

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Views From Our Fund Managers

Posted 22 Jun 2016 by Rick Irwin, CFP, CLU

One of the most important roles of a financial advisor is to identity and recommend...

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Can new Canadians open a TFSA?

Posted 06 May 2016 by Lorna Maughan

Now that I have been here in Canada for over a year I am starting...

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2016 Budget Update

Posted 01 Apr 2016 by Rick Irwin, CFP, CLU

Yesterday (March 22, 2016), Liberal Finance minister Bill Morneau delivered the first budget for the...

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How NOT to Offset Capital Gains

Posted 22 Feb 2016 courtesy of Tim Cestnick, Dynamic Funds

Capital gains triggered from the sale of non-registered securities like mutual funds or stocks can...

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Commentary on Recent Volatility

Posted 03 Feb 2016 by Rick Irwin, CFP, CLU

I think we can all agree that 2016 hasn’t started off on the best foot...

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Mutual Fund Awards of 2015

Posted 09 Dec 2015 by Rick Irwin, CFP, CLU

If you’ll permit the indulgence, I just wanted to take a moment to reach out...

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The Giving Pledge

Posted 07 Dec 2015 by Natalie LeBlanc

Some of the world's wealthiest people, those with the most financial power for change, are...

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The 15-year Market Cycle

Posted 26 Nov 2015 by Rick Irwin, CFP, CLU

A common joke in the investment industry is that the bears have predicted 23 of...

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Commentary on Recent World Events

Posted 16 Nov 2015 by Rick Irwin, CFP, CLU

 The incredibly tragic and senseless events in Paris and Beirut last week, like other similar...

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Investor Pessimism a Good Thing

Posted 22 Sep 2015 courtesy of Sandra Boyd

Investor pessimism has risen to levels not seen since Federal Reserve Chairman Paul Volcker began...

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U.S. Federal Gov't Doesn't Raise Rates

Posted 18 Sep 2015 courtesy of TD Asset Management

The "will they or won't they" wait is over. The US Fed did not hike...

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Socially Responsible Investing leads to divestment of carbon stocks

Posted 18 Sep 2015 by Rick Irwin, CFP, CLU

For many investors, the investment process is about getting from point A to B while...

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Greece Insights from Fund Managers

Posted 06 Jul 2015 courtesy of CI Investments

Fund managers from three companies (Black Creek Investment Management, Signature Global Asset Management, and Cambridge...

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Women & Investing

Posted 02 Jun 2015 by Patricia Bell, PFP

Would it surprise you to learn that in Canada, women influence over $1.3 trillion of...

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The Three Ds of Investing

Posted 21 May 2015 courtesy of AGF Investments

By using all three in your investment strategy, you can reduce risk and enhance your...

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2015 Federal Budget Changes

Posted 22 Apr 2015 by Rick Irwin, CFP, CLU

Spring budgets often contain numerous goodies for Canadians and this is even truer in election...

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How to Safely Send Sensitive Files

Posted 13 Apr 2015 by Natalie LeBlanc

With tax season in full swing, and some late or amended tax slips still arriving...

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Automatic Withdrawals & Capital Gains

Posted 08 Apr 2015 courtesy of Invesco

Many investors have automatic withdrawals (AWD, or systematic withdrawal plans, SWP) that enable them to...

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What is a Capital Gain?

Posted 13 Jan 2015 courtesy of Dynamic Mutual Funds

Let's say you bought 100 shares of ABC Corp. for $10 a share. It was...

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Bank of Canada Cuts Overnight Rates

Posted 21 Jan 2015 courtesy of Sandra Boyd

The Bank of Canada announced last night that they will cut the target overnight rate...

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Energy Stocks: Where do we go from here?

Posted 12 Dec 2014 courtesy of Mackenzie Investments

Canadian stocks fell sharply yesterday amid continued selling in energy producers as crude oil slid...

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Cross-border Investment & Tax Planning

Posted 09 Dec 2014 by Melissa Allan

Whether you're a Canadian who resides temporarily in the United States or you're a dual-citizen...

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Oil prices & the economy

Posted 03 Dec 2014 courtesy of Sandra Boyd

After OPEC’s decision to maintain production and allow market forces to set the price of...

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Fall 2014's Market Correction

Posted 03 Nov 2014 by Rick Irwin, CFP, CLU

After a few years of relatively low volatility and steady growth, financial markets have recently...

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Alternative Investments

Posted 10 Oct 2014 by Rick Irwin, CFP, CLU

Bloomberg news service reported on June 25th, 2014 that the world’s largest single investment pool,...

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Investment Asset Classes

Posted 11 Sep 2014 by Patricia Bell, PFP

When a new client and I decide to do business together, I like to have...

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Capital Loss Planning

Posted 23 Jun 2014 courtesy of Invesco

Market downturns can provide planning opportunities to take advantage of losses and offset other capital...

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The Wealthy Senior

Posted 22 Jul 2014 courtesy of Sandra Boyd

Recent reports have highlighted the monumental shift happening in Canadian demographics. By this point, everyone...

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Avoiding Financial Traps

Posted 06 Jun 2014 courtesy of Lesley Scorgie and Rob Carrick

Lesley Scorgie, author of Rich by 30 a young adults guide to financial success, with...

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Recessions don't just "happen"

Posted 06 Jun 2014 by Rick Irwin, CFP, CLU

Markets have struggled so far in 2014, leading some to claim that the current recovery...

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Active Portfolio Management

Posted 06 Jun 2014 by Rick Irwin, CFP, CLU

Growth as an investing style has been more or less out of favour for thirteen...

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2013 Federal Budget Changes

Posted 06 Jun 2014 by Rick Irwin, CFP, CLU

The recent Federal budget proposed several changes that will have an impact on the financial...

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Global Investing Data

Posted 11 Jul 2014 courtesy of AGF Investments

When diversifying your portfolio, adding investments with ground in other countries may be a part...

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Business Owners & RESPs

Posted 06 Jun 2014 by Rick Irwin, CFP, CLU

For many business owners and incorporated professionals, conventional wisdom has been to pay yourself a...

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Disability Savings Plans

Posted 06 Jun 2014 by Melissa Allan

Registered Disability Savings Plans, or RDSPs, were introduced by our federal government in 2008 and...

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Posted 06 Jun 2014 courtesy of Dynamic Mutual Funds

In 2009, the federal government introduced the Tax Free Savings Account or TFSA to great...

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Charitable Giving

Posted 06 Jun 2014 by Melissa Allan

Charitable giving has become increasingly popular in Canada within the last decade. Many people are...

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Investing 101

Posted 06 Jun 2014 by Rick Irwin, CFP, CLU

Investment management is one of the most important elements of financial planning. Successful investors incorporate...

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